How fast can you close a HELOC?

HELOC loans through Figure Lending close in as little as 3 days. The fully digital process means no waiting weeks for an appraisal or underwriter. You apply, verify your identity, and funds are available fast.

What are your current HELOC rates?

HELOC rates start around 6.99%. Loan amounts go up to $750,000. You don't have to touch your existing mortgage to access your equity.

What is a DSCR loan and do I qualify?

A DSCR loan qualifies you based on the rental income of the property, not your W-2s or tax returns. Rates run approximately 6–7%, and short-term rentals like Airbnb properties often qualify.

What states do you lend in?

Frank Corrieri is licensed to lend in California, Florida, Michigan, and Virginia.

What is a VA IRRRL and who is it for?

A VA IRRRL is a streamlined refinance for veterans who already have a VA loan. Minimal paperwork, no appraisal in most cases, and current rates are in the low-to-mid 5% range.

Do you work with foreign nationals buying U.S. property?

Yes. Frank offers foreign national loan programs with flexible documentation for international buyers purchasing property in the U.S.

How do I get started?

Call or text (949) 799-1037, or schedule a free quick call at frankcorrieri.com/schedule. Frank can usually give you a rate estimate in the first conversation.

Lower Your VA Loan Rate Fast

The VA Interest Rate Reduction Refinance Loan (IRRRL) lets you lower your rate and payment quickly — often with no appraisal or income documentation.

Schedule a Quick Call Text Frank Call (949) 799-1037

Why VA Borrowers Love the IRRRL

Lower rate and payment fast
No appraisal required in many cases
Minimal income and asset documentation
Simplified closing process

At-a-Glance

210 Days

Typical seasoning

No Appraisal

Usually waived

Fast Close

Streamlined process

Direct

Work with Frank

Who Qualifies

Existing VA loan in good standing
Meets VA net-tangible-benefit test
210 days and 6 payments posted (typical)
Primary residence (usually)

FAQ

Do I need income docs?

Usually not; VA allows streamlined verification.

Is an appraisal required?

Frequently waived — depends on program and investor.

How fast can I close?

Often within a few days once seasoning is met.

Schedule a Quick Call Text Frank Call (949) 799-1037