Mortgage Solutions
Built Around You
I'm Frank Corrieri (NMLS 2543362) with West Capital Lending, Inc. I help homeowners and investors get smart, low-overhead financing. Fast.
VA IRRRL
Lower your VA rate with minimal docs; fast, streamlined refi.
HELOC
Tap equity without touching your first mortgage.
DSCR Investor
Qualify using property cash flow. STRs often eligible.
Refinance
Lower payment, shorten term, or cash-out for projects.
Foreign National
Financing for international buyers with flexible documentation.
Frequently Asked Questions
How fast can you close a HELOC?
HELOC loans close in as little as 3 days. The fully digital process means no waiting weeks for an appraisal or underwriter. You apply, verify your identity, and funds are available fast.
What are your current HELOC rates?
HELOC rates start around 6.99%. Loan amounts go up to $750,000. You don't have to touch your existing mortgage to access your equity.
What is a DSCR loan and do I qualify?
A DSCR loan qualifies you based on the rental income of the property, not your W-2s or tax returns. Rates start around 6–7%, and short-term rentals like Airbnb properties often qualify.
What states do you lend in?
My team is licensed to lend in 47 states, in particular - California, Florida, Michigan, and Virginia.
What is a VA IRRRL and who is it for?
A VA IRRRL is a streamlined refinance for veterans who already have a VA loan. Minimal paperwork, no appraisal in most cases, and current rates are in the low-to-mid 5% range.
Do you work with foreign nationals buying U.S. property?
Yes. I offer foreign national loan programs with flexible documentation for international buyers purchasing property in the U.S.
How do I get started?
Call or text (949) 799-1037, or schedule a free quick call at frankcorrieri.com/schedule. I can usually give you a rate estimate in the first conversation.
Client Testimonials
Read More on West Capital Lending“Great people to work with.”— Harold J, 21 October 2025Source: West Capital Lending testimonials
“WCL is super easy to work with and has options that work for whatever your needs, and at whatever timing you need!”— Shawn Landreth, 22 October 2025Source: West Capital Lending testimonials
“People are so great to work with and always checking back with you to make sure you are taken care of!.”— Maurny Johnson, 13 October 2025Source: West Capital Lending testimonials
