How fast can you close a HELOC?

HELOC loans through Figure Lending close in as little as 3 days. The fully digital process means no waiting weeks for an appraisal or underwriter. You apply, verify your identity, and funds are available fast.

What are your current HELOC rates?

HELOC rates start around 6.99%. Loan amounts go up to $750,000. You don't have to touch your existing mortgage to access your equity.

What is a DSCR loan and do I qualify?

A DSCR loan qualifies you based on the rental income of the property, not your W-2s or tax returns. Rates run approximately 6–7%, and short-term rentals like Airbnb properties often qualify.

What states do you lend in?

Frank Corrieri is licensed to lend in California, Florida, Michigan, and Virginia.

What is a VA IRRRL and who is it for?

A VA IRRRL is a streamlined refinance for veterans who already have a VA loan. Minimal paperwork, no appraisal in most cases, and current rates are in the low-to-mid 5% range.

Do you work with foreign nationals buying U.S. property?

Yes. Frank offers foreign national loan programs with flexible documentation for international buyers purchasing property in the U.S.

How do I get started?

Call or text (949) 799-1037, or schedule a free quick call at frankcorrieri.com/schedule. Frank can usually give you a rate estimate in the first conversation.

Refinance with a Clear Plan & Timeline

Lower your payment, shorten your term, or pull cash for projects—with transparent options and step-by-step guidance.

Get Refi Options Text Frank (949) 799-1037

Popular Goals

Lower monthly payment
Shorten loan term to pay off faster
Cash-out for remodels, debt payoff, or investments
Consolidate a 1st + 2nd/HELOC

At-a-Glance

Clear Steps

Start → Close

Rate / Term

Or Cash-Out

Cost Review

Transparent fees

Direct

Work with Frank

What We’ll Review

Current mortgage statement
Income & assets (program-dependent)
Goals: payment, term, or cash amount

FAQ

How do I find my break-even?

I’ll run a break-even and total-cost analysis for you.

Can I buy down the rate?

Yes—optional points vs. savings; I’ll show scenarios.

Will my escrow change?

Taxes/insurance re-calc with the new loan—I'll estimate it.

Get Refi Options Text Frank Call (949) 799-1037