How fast can you close a HELOC?

HELOC loans through Figure Lending close in as little as 3 days. The fully digital process means no waiting weeks for an appraisal or underwriter. You apply, verify your identity, and funds are available fast.

What are your current HELOC rates?

HELOC rates start around 6.99%. Loan amounts go up to $750,000. You don't have to touch your existing mortgage to access your equity.

What is a DSCR loan and do I qualify?

A DSCR loan qualifies you based on the rental income of the property, not your W-2s or tax returns. Rates run approximately 6–7%, and short-term rentals like Airbnb properties often qualify.

What states do you lend in?

Frank Corrieri is licensed to lend in California, Florida, Michigan, and Virginia.

What is a VA IRRRL and who is it for?

A VA IRRRL is a streamlined refinance for veterans who already have a VA loan. Minimal paperwork, no appraisal in most cases, and current rates are in the low-to-mid 5% range.

Do you work with foreign nationals buying U.S. property?

Yes. Frank offers foreign national loan programs with flexible documentation for international buyers purchasing property in the U.S.

How do I get started?

Call or text (949) 799-1037, or schedule a free quick call at frankcorrieri.com/schedule. Frank can usually give you a rate estimate in the first conversation.

Access Your Home’s Equity - Keep Your First Mortgage

Home Equity Line of Credit (HELOC): flexible draws, interest-only options, and fast approvals for projects, investments, or debt payoff.

Start My HELOC Application Schedule a Quick Call Text Frank (949) 799-1037

Why a HELOC

Keep your current first mortgage intact
Draw only what you need, when you need it
Interest-only payment options available
Clear steps and fast approvals

At-a-Glance

Flexible

Line of credit

Fast

Streamlined intake

Interest-Only

Options available

Direct

Work with Frank

Good Uses

Home improvements / ADU
Debt consolidation
Down payment for investment property
Emergency reserves or opportunities

FAQ

Does this affect my first mortgage?

No. A HELOC is typically a second lien; your first stays in place.

Fixed or variable rate?

This is Fixed; we’ll compare options side-by-side.

How fast can I access funds?

After approval and line setup, as quick as 3-5 days.

Start My HELOC Application Schedule a Quick Call Text Frank Call (949) 799-1037

Educational info only; not a commitment to lend. West Capital Lending · NMLS 2543362 · Equal Housing Lender.